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Replying to @🤠 abz Why I am choosing not to retire at 40 (even though I am projected to be able to) Originally I was striving for an early retirement, but lately that mindset has really changed due to my family circumstances. And this changed my perspective of what ‘retirement’ means to me. How are you balancing ‘life’ and your financial goals? personalfinance #firemovement
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Same $300K salary. Both start at age 32 and get 8% returns. One retired at 50. One retired at 65. 🏖️ The only difference? One saved 30% of his income. The other saved 10% — and told himself he’d “catch up later.” Here’s the part nobody tells you: the doctor who spends more doesn’t just save slower — he needs a BIGGER nest egg to retire, because he has a bigger lifestyle to fund. Slower growth a higher finish line = 15 extra years at the hospital. You don’t need to pick the perfect stock. You
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